BUYING A HOME
LET'S GO
Buying a home is a complex journey with thousands of decisions to be made along the way. Guidance you can count on is essential to buying a new home and negotiating the best price.

Initial Goals

  • Get to know you better
  • Go over your wants and needs for your new home
  • Outline the buying process
  • Share current market information
  • Answer all your questions
  • Determine if I am the broker for you

Important Questions

Tell me a little bit about what you’re looking for in a home:

  • What would the perfect transaction look like to you?
  • What do you like to do on the weekends?
  • Are you currently working with a lender? (And if not, I’m happy to make recommendations)
  • What locations/areas would you like to focus on?
  • Do you prefer detached (single family) or attached (condo)?
  • Do you want a new build or older home?
  • What size lot would you like?
  • How big do you want your home, in terms of square footage?
  • How many bedrooms and bathrooms do you need?
  • What type of garage or parking do you need – single, double, attached or detached? Off-street parking?
  • Any other specific features or comments?

The Process

  • Define your goals, research your options, make your plans
  • Get pre-approved for a loan
  • Set your budget
  • View homes
  • Make an offer and negotiate with the seller
  • Review Title Commitment
  • Schedule a Home Inspection and Appraisal
  • Secure your financing
  • Close the deal

Getting a Loan

Pre-approval: Meet with a lender and authorize them to examine your current financial situation and credit history. You will receive a document detailing the amount you can borrow to buy a home.

Need a referral? I would be happy to recommend some qualified lenders that my clients have been happy with.

Loan Tips:

  • Find out from your lender if you qualify for special programs that will help you afford a better home
  • Be sincere about your financial situation
  • Be realistic about how much you can pay each month

Showing Homes

While most home searches begin online, it is still important to view homes in person. While the property details may seem one way online, homes can be very different in terms of layout, design, workmanship and other aspects.

The key to the home search process is knowing what you’re looking for, and distinguishing between “must-haves” and “like-to-haves”. I can help by noticing things you might miss, providing expert analysis, and acting as an impartial sounding board. And with my direct access to Matrix and an office full of experienced listing brokers, you will gain access to homes that you might not be able to find on your own.

Homebuyer Facts:

  • 92% of buyers use the internet or mobile apps to search for homes
  • The typical buyer searches for 12 weeks and views 12 homes
  • 97% of buyers view real estate brokers as important in the home search process

Negotiating the Deal

When you find the home you want to buy, it’s time to make an offer. With your input, and utilizing my designation as a Certified Negotiation Expert, I will write up your purchase contract to officially make the offer that includes the sale price, your earnest money deposit amount, terms of purchase, preferred closing and possession dates, and other conditions.

You should carefully review these dates and terms with me to be sure they accurately express your intended offer. I am happy to address all of your questions along the way to be sure you understand.

Once your offer is written, I will present it to the listing broker for him/her to present to the seller. It may be accepted, countered, or rejected. If your offer is not accepted as is, I will help you through the negotiations for the counteroffer.

Negotiating Tips:

  • Understand and respect the seller’s priorities
  • Look beyond the price (find negotiable elements like the amount of earnest money deposit, closing and possession dates, inclusions, etc.)
  • Remember the big picture

Inspection

A professional home inspection is crucial to the buying process. It will give you an evaluation of the overall condition of the home and items that need to be repaired and/or replaced. Inspectors are trained to identify all observable defects in a property, report them accurately and recommend the most appropriate way of addressing these conditions. Once this is complete, you can request that the seller make the needed repairs/ replacements in an Inspection Objection, purchase the property “as is”, or terminate the contract.
Inspection Tip: Radon Testing, Sewer Scopes, and Roof Certifications are common for buyers to have performed on the home they are purchasing

Property Appraisal

If you are using a mortgage to purchase your home, your lender will require an appraisal to be done to ensure that the value of the property is in line with the price you are paying. The licensed appraiser will visit the home and compare it to other similar homes that have recently sold nearby. If the appraised value is lower than the contract price then you and your broker will try to negotiate the selling price based on the appraisal value. Other options would be to pay the contract price knowing that the value has been determined to be lower, or terminate the contract.

Closing the Deal

Once you have completed all of these parts of the buying process, you are ready to close. Key steps at this point include:

THE FINAL WALK THROUGH: You can look at the home one last time to make sure it’s in the same condition as when you signed the sale agreement.

THE SETTLEMENT: On the Closing Date, you will meet with an escrow agent to verify and sign all the paperwork required to complete the transaction. Here you will take care of paying closing costs, legal fees, property adjustments, and transfer taxes. After this is complete, you will receive the property title and copies of all documentation.

Why RE/MAX of Cherry Creek

Expertise Throughout Denver…and Beyond. While our roots and history are in Cherry Creek, our networks and expertise extend all over Colorado. We live in cities, towns, and neighborhoods throughout the metro area and across the state, from as far west as Summit County, to southern cities like Castle Rock, and to city neighborhoods such as Park Hill, Potter Highlands, Cory-Merrill, and Sloan’s Lake. When you work with me, feel confident that our brokerage’s knowledge and connections extend far beyond our home in Cherry Creek.

AS A RE/MAX BROKER, I PROVIDE:

  • Extensive brand recognition
  • Powerful tools to help you with your home search – RE/MAX offers support and services not available at other real estate companies
  • A network of strong connections with other agents in the local area and beyond
  • Helpful resources and instruction to guide you through the buying process

Every 30 seconds, a RE/MAX agent helps someone find their perfect place. RE/MAX agents have the experience to get the job done in today’s market. Simply put, RE/MAX is the most productive real estate network in the world.

WHY RMCC STANDS ABOVE THE REST:

EXPERIENCE & LONGEVITY

  • Founded in 1981
  • Co-owned by the brokers who work here
  • Our team averages more than 17 years of real estate experience
  • Our firm is consistently one of the top producing offices in metro Denver

EMPHASIS ON EDUCATION

  • We keep up-to-date on all contract revisions put in place by the Colorado Real Estate Commission
  • We use in-house training programs to remain well versed on new technologies and a multitude of developments in the title and lender industry

COMMUNITY INVOLVEMENT

  • We support Denver charities to make a positive impact on our communities.
  • We are designated as a Miracle Office, which recognizes our significant contributions to the Children’s Miracle Network®

About Me

Asking me where I’m from can turn into a really long conversation. As an Air Force brat, I went to 12 different schools growing up – from Tucson to Boston, and then on to England. I know the thrill and sadness of venturing out to a new state or just a new neighborhood.

I bought my first house with my husband when I was 21 – we had to eat potatoes for months to save up for the down payment. Even with 8% interest, we knew that buying a house would give us financial stability. Fast-forward a couple of decades, we now own several rental properties and can personally attest to the power of home-ownership.

In my previous career, I taught Art and Architectural History at Metropolitan State University of Denver. I received my Masters from the University of Colorado, and taught Egyptian, Byzantine, Medieval, Renaissance and Contemporary Art and Architecture. Researching and finding answers to my clients’ questions comes naturally to me, and I can help you navigate Denver’s unique combination of domestic architecture.

What came of all of this? A Realtor who has high visual and analytical skills, and empathy for the emotional roller-coaster of moving. Whether you’re buying your first home, selling your existing home, or moving from another state, I strive to empower each of my clients to make confident real estate decisions. My goal is to help maximize my client’s investment and help them achieve the life they desire.

When I’m not working, I love to travel to any location with water, play with my dog named Ginger, and prepare over-complicated recipes.

“Christine is the best real estate agent I’ve ever worked with. She is diligent, smart, responsive and trustworthy; she is honest and really does put the interests of her client first. She is a good listener and did a great job helping us refine our search to identify the right properties quickly. Even after the transaction finished and all the dust had settled, she was still available for support and follow-up. This is the second house I have purchased with her as my agent, and I look forward to working with her again in the future.”  Andy Morrison

Keep in Touch

Buying a home is a big deal and I take the task very seriously. The fact that you have considered me to help you accomplish this means the world to me. Thank you for your consideration!

christine dupont patz headshot

Christine Dupont-Patz, GRI

Broker Associate/Co-Owner
720.350.8744
dupontpatz@gmail.com
www.rmcherrycreek.com

RE/MAX of Cherry Creek, Inc.
100 Jackson Street
Denver, CO 80206

Each office independently owned and operated

realtor and equal housing